Eligible salons using SalonIQ payments powered by Stripe may receive financing offers through IQ Finance to invest in equipment, staff, marketing or salon upgrades.
Review your offer inside your SalonIQ Hub, see your terms clearly before accepting, and receive funds in as little as 1–2 business days if you’re approved.
Eligible salons receive financing offers automatically inside their SalonIQ Hub.
Running a successful salon means constantly investing in your space, your services and your team.
IQ Finance helps eligible salons access financing to support these growth moments – whether you’re upgrading equipment, hiring staff or expanding your services.
Salon owners commonly use financing for:
IQ Finance is designed for salons that process payments through SalonIQ and Stripe.
Because your payments are already securely processed through the platform, eligible businesses may receive financing offers based on factors such as payment activity, processing history and sales volume.
If your salon qualifies, your financing offer will appear directly inside IQ Pay in your SalonIQ Hub.
Repay automatically through a percentage of daily sales.
No application required. Offers appear automatically for eligible salons.
Salon owners use financing when they’re ready to take the next step – whether that’s improving their space, expanding services or growing their team.
Salon businesses use financing to support many types of growth and investment.
If your salon is eligible, your financing offer will appear inside IQ Pay in your SalonIQ Hub.
IQ Finance is available to eligible SalonIQ businesses that process payments through Stripe via SalonIQ.
To receive financing offers your salon must:
Eligibility is determined using factors such as payment processing history, sales volume and business activity on the platform.
If your salon qualifies, your financing offer will appear inside IQ Pay in your SalonIQ Hub.
Financing types can include loans and merchant cash advances. Businesses receive the financing type they are eligible for.
Payments are collected automatically through a fixed percentage of daily sales.
Loan offers may include a minimum payment due each payment period. If payments through sales do not meet the required minimum amount, the remaining balance may be debited from your linked business bank account according to your agreement.
Merchant cash advances do not include a fixed payment schedule or minimum periodic payment.
If you’re approved, funds are typically deposited into your business bank account within 1–2 business days.
Yes. Financing offers are available to eligible salons that process payments through Stripe via SalonIQ, including online payments, deposits or payments taken through IQ Pay card terminals.
Find your financing offer in SalonIQ
Financing can be used for business needs such as:
• Equipment purchases
• Hiring staff
• Salon refurbishments
• Marketing campaigns
• Expanding services
Call a member of our team today on 01892 280 123
